If you have a bank account at some point in time you might want to close it. But normally people are not aware of the process to close. But you don’t need to worry about it. Because in this guide I will tell you how you can close Anchor Bank account.
If you prepare your account to be closed. Then the process is really simple. So first let us learn how the account has to be prepared. There are two things that you need to take care of. The first thing is you have to make sure that there is no negative balance or pending dues in the account.
If in case you have any then you will have to clear those. After that, you need to take care of your automatic payments and direct deposits. You have to move all of those to your alternative bank account. This will help you make sure that everything is working fine even after your Anchor Bank account is closed.
Steps to Close Anchor Bank Account
If you want to close an individual account then follow this guide. And in case of a joint account then follow this guide.
- Locate the nearest branch of Anchor Bank near you.
- Take your passbook, cheques, debit cards, and an identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask for your name and account number.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
Conclusion
This is the complete process that you have to follow to close your account. But you should also keep in mind. If you are closing the account within one year of opening it. Then the bank may ask you to pay the account closing charges.