If you have an account with American Riviera Bank that you want to close. Then this guide will help you to do it. I have explained the process that you have to follow.
The process is easy but there are a few things that you have to take care of. First of all, you have to check your account balance.
And you have to make sure that there is no negative balance or pending dues in the account. In case if you have any then you will have to clear those.
The second thing is you have to cancel all your automatic payments and direct deposits that are running in your bank account.
You should set up all your payments with your alternative bank account. If you don’t do it. Then all your payments will start failing once your account is closed by the bank.
Steps to Close American Riviera Bank Account
If you want to close an individual account then follow the steps explained below. But in case if you hold a joint account the follow this linked guide.
- Look for the nearest branch of American Riviera Bank near you.
- Take your passbook, debit cards, cheques, and identity proof document with you.
- Visit the branch and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask for your name and bank account number.
- Provide them with the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
Conclusion
This is how the process to close the account goes. Also, keep in mind that if you are closing the bank account within one year of opening it. Then the bank may ask you to pay the account closing charges.