How to Close ABC Bank Account?

If you want to close ABC Bank account, then you can do it. But there are a few things you should take care of. And these should be taken care of before you approach the bank.

I will tell you everything you need to do to get your account closed in this guide. First of all, check your account balance and make sure there is no negative balance in your account.

If you have any then you have to make sure you clear all the dues. Because the bank will not allow you to close the account until you clear all the dues.

The next thing is you have to cancel all your automatic payments and direct deposits. And set them up with your alternative bank account.

Because if you don’t take care of the payments they will start failing once the account is closed. If you already have an account with any other bank in the United States of America. Then that is fine.

But in case you don’t have then choose a good bank for you and get the account opened. This is recommended to be done before you close the existing account.

Having an alternative bank account will help you in a smooth transition from the account to the new account. At the same time, you can also ensure that you don’t lose access to the banking system.

If you need help in choosing your next bank. Then you can refer to this list of questions. And you can not close the account online, you will have to follow the offline method explained below.

Steps to Close ABC Bank Account (American Bank of Commerce)

Steps to Close ABC Bank Account

If you hold an individual account with the bank then you can follow the steps mentioned below. But in the case of a joint bank account holder follow this linked guide.

Steps to Close ABC Bank Account:
  1. Locate the nearest branch of ABC Bank near you.
  2. Take your passbook, debit cards, unused cheques, and identity proof document with you.
  3. Visit the branch of the bank.
  4. Go to the helpdesk and speak with the bank officials.
  5. Tell the officials that you want to close your bank account.
  6. The officials will ask for your name, bank account number, and the reason for the closure.
  7. Provide the details and show your identity proof document.
  8. Make your bank account balance zero.
  9. Collect, fill, sign, and submit the account closure request form to the bank officials.

How to Contact the Bank?

You can contact the bank by calling the customer, using the official website. And also by messaging the team on the official social media profiles of the bank.

Contact Details American Bank of Commerce:

Conclusion

This is how you can close your American Bank of Commerce account by visiting the nearest branch. You should also keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.

References Used:
  • https://www.theabcbank.com/contact-us
Want to Close any Other Bank's Account?
Other Banks in the United States of America:
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