No matter what is the reason that made you decide to close your account. You can use refer to this guide and learn how you can close your Amboy Bank account.
The process is really very simple, you just have to approach the bank and ask it to close the account. But before you do that you need to prepare your account to be closed.
The first thing you have to do is check your account balance. You have to make sure that there are no negative balances or pending dues in the account.
If in case you have any. Then you will have to clear those. This is important because almost none of the banks in the USA will let you close the account without clearing the dues.
The second thing is you have to take care of your automatic payments and direct deposits. Once Amboy Bank closes your account. All your payments will start failing.
So to make sure this does not happen. You have to move all your payments and deposits to your alternative bank account. (do this before closing your account)
Steps to Close Amboy Bank Account
If you want to close an individual account then follow this guide. But in case if you hold a joint account. Then follow this linked guide.
- Locate the nearest branch of Amboy Bank near you.
- Take your passbook, cheques, debit cards, and identity proof document with you.
- Visit the branch, go to the helpdesk, and speak with the officials.
- Tell the officials that you want to close your account.
- The officials will ask for your name and account number.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, check all the details that you have filled, sign it, and submit it to the bank officials.
Conclusion
This is how simple it is to close the account. If you need more help or instant help. Then I recommend you to contact the bank over the phone or visit any nearest location.