If you have decided to close your bank account then you can do it. The process is really simple. In this guide, I will tell you how you can close Ambler Savings Bank account.
Being the customer of the bank if you close the account, the bank is losing business. So there will be some amount of resistance from the bank officials.
But they can not completely stop you from closing the account. Provided you don’t have any relationship contract with the bank.
Before you approach the bank and request it to close your account. You have to prepare your account to be closed. In this process of preparation, there are two things you need to take care of.
The first thing is you have to make sure that there is no negative balance or pending dues in your account. In case if you have any then you will have to clear those.
The second thing is you have to move all your automatic payments and direct deposits out of your account. This is important because once your account is closed all your payments will start failing.
So to avoid this you can set up your payments and the deposits with your alternative bank account. Please note that you should do this before you close your Ambler Savings Bank account.
If you already have an alternative account then that is fine. But in case if you don’t have. Then I recommend you open a new one before you close down your existing account.
There are so many banks in the United States of America from which you can choose one for you. If you need help choosing your account. Then read these questions.
Steps to Close Ambler Savings Bank Account
If you want to close an individual account then you can refer to this guide. But in the case of a joint account refer to this guide.
- Locate the nearest branch of Ambler Savings Bank near you.
- Take your passbook, cheques, debit cards, and identity proof document with you.
- Visit the branch, go to the helpdesk, and speak with the bank officials.
- Tell the officials that you want to close your account.
- The officials will ask for your name, account number, and the reason why you want to close the account.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
Conclusion
This is how easy it is to close the account. You should also keep in mind that if you are closing the account within one year of opening it. Then you might have to pay the account closing charges to the bank. You can contact the bank for more details about it.