No matter with which bank you have your account. If you wish to close it you have all the rights to do it. Provided you have not signed any kind of relationship contract with the bank. In this guide, we will learn how you can close AllNations Bank account.
The process that you have to follow is really simple. But before you approach the bank and ask it to close your account. You have to prepare your account to be closed. And in this process, there are two things you have to take care of regarding your account.
The first thing is you have to make sure that there are no pending dues or negative balances in your account. If you have any then you will have to clear those. And the second thing is you need to take care of your automatic payments and direct deposits.
This is a very important thing to be taken into consideration. Because once your account is closed by AllNations Bank. All your payments and deposits will start failing. So to avoid this you should move all your payments and deposits to your alternative account.
Steps to Close AllNations Bank Account
If you want to close a joint account then refer to this linked guide. But in case if you want to close an individual account. Then you can follow the instructions given below in this guide.
- Locate the nearest branch of AllNations Bank near you.
- Take your passbook, cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask for your name and account number.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
Conclusion
This is the offline method to close your account. If you want to follow the online method. Then you can contact the bank for more details in that regard. Also, keep in mind that if you are closing the account within one year of opening it. Then the bank may ask you to pay the account closing charges.