If you have decided to close your bank account then you can do it. The process is very easy and that is what we will be learning today in this guide. I will tell you about the process that you have to follow to close Alliance Community Bank account.
Before you reach the bank and tell the officials that you want to close your account. There are a few things that you should take care of. These have to be done in order to prepare your account to get closed. Let us first explore those things.
The first thing is you have to make sure that there is no negative balance in your account. If in case you have any then you will have to clear those. This is important because the bank will not allow you to close the account until you clear all the dues.
The second thing is you have to take care of your automatic payments and direct deposits. Once your Alliance Community Bank is closed. All your payments and deposits will start failing. And this happens because your account will no more be accessible.
So to avoid payment failures. You should move all your payments to your alternative bank account. This helps you make sure that all your payments are running even after your account is closed. If you don’t have an alternative account. Then I recommend you get one opened before closing the existing one.
There are so many banks that are operating in the United States of America. If you need help in choosing your next bank. Then you can refer to this list of questions. Ask these questions to the officials of the bank before you open an account with them. The answers you get will help you decide.
Steps to Close Alliance Community Bank Account
In case if you have an individual account with the bank. Then you can follow the steps explained below. But in case if you hold a joint account. Then you refer to this guide to close a joint account with any bank.
- Locate the nearest branch of Alliance Community Bank near you.
- Take your identity proof document, passbook, cheques, and debit cards with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the officials and tell them that you want to close your account.
- The officials will ask for your name and bank account number.
- Provide the details and show them your proof document.
- Bring down your account balance to zero.
- Collect an account closure form.
- Fill the form, sign it, and submit it to the officials.
This is an offline method. In case if you need more help or need to know the online method. Then I recommend you contact the bank directly and speak about it to the officials. Also, keep in mind that if you are closing the account within one year of opening it. Then the bank may ask you to pay the account closing charges.