If you have an account with Adams State Bank and have decided to close it down for some reason. Then this guide is for you. In this guide, I will tell you the process that you have to follow to do it.
The process is very simple and it is in fact very easy to close the account. But you will have to make sure that you are following the terms and conditions of the bank.
Many people don’t know this. But you have agreed to the terms and conditions of the bank already. Each and every condition including the closing process has your consent.
Thinking about when you gave it?
While opening the account with the bank. If you remember that you had signed a bunch of documents? Those documents will be having all the major terms and conditions of the bank.
You don’t have to worry much about all these things. Now you have to make sure that your bank account is ready to be closed. And this can be done by ensuring two things.
First, ensure that your account does not have any negative balances or pending dues. In case if you have any. Then you will have to clear those.
And the second thing is you have to cancel all your automatic payments and direct deposits. The reason is all your payments and deposits will start failing once the account is closed.
The best thing you can do is set up your payments with your alternative bank account. This will help you ensure that all your payments are running even after your account is closed.
And in case if you don’t have an alternative account. Then I recommend you to get one opened and then start with the closing process.
Steps to Close Adams State Bank Account
If you have an individual account with the bank then you can follow this guide. But in case if you have a joint account then follow this linked guide.
- Locate the nearest branch of Adams State Bank near you.
- Take your passbook, cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank, go to the helpdesk and speak with the officials.
- Tell the officials that you want to close your account.
- The officials will ask for your name and account number.
- Provide them those details and show them your identity proof document.
- Empty your bank account.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
Conclusion
I have explained the offline method of closing the account above. If you want the online method. Then you can contact the bank for that.