If you have got an account with a bank then you have all the rights to close it whenever you wish to. But there are certain terms and conditions of the bank. In this guide, I will tell you how you can close Adams Community Bank Account.
The process that you have to follow is extremely simple. All you have to do is make sure that your account is ready to be closed. And approach the bank and tell the officials that you are willing to close it. But then there are two things that you have to do in order to prepare your account.
The first thing is you have to check the balance. Here you have to ensure that your account does not have any negative balances or pending dues in the account. In case if you have any then you will have to clear those. Because the bank will not let you close until you clear all of those.
The second thing is you will have to take care of your automatic payments and direct deposits. Once your account is closed by the bank all your payments will start failing. So to keep all the payments and deposits running. You can set them up with your alternative bank account.
Steps to Close Adams Community Bank Account
If you have an individual account with the bank then you can follow this guide. But in case if you have a joint account that you want to close. Then you can refer to this linked guide. The process of closing a joint account is a little different from that of closing an individual account.
- Locate the nearest branch of Adams Community Bank near you.
- Take your passbook, unused cheques, debit card, and identity proof document with you.
- Visit the branch of the bank and speak with the bank officials.
- Tell the officials that you want to close your account.
- The officials will ask for your name, account number, and the reason why you are closing.
- Provide them the details and show them your identity proof document.
- Empty your account.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
Conclusion
This is the offline process to close your account. If you want to know the online process then I recommend you to contact the bank. And also keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.