Banks in United Arab Emirates

How to Close Abu Dhabi Commercial Bank Account?

There are many banks that are offering banking services in the United Arab Emirates. If you are willing to close your existing bank account and open a new account. Then you can do that. This guide is for the people who want to close Abu Dhabi Commercial Bank account.

There can be many reasons to close a bank account. But there are two major reasons. The first one is you might have come to the UAE to work. And now you are going back to your country. The second reason is might have made your mind switch to another bank.

However, it is highly recommended to have an alternative bank account in case you are switching banks. First, choose a good bank for you. You can ask these questions to your new bank to check if it is the right bank for you. And after that open a new bank account with them.

But if you are going back to your country or you already have an account with another bank. Then there is absolutely no need to open a new bank account. These are the two reasons and for the need for an alternative bank account. But before you can close your account there are a few things you should take note of.

About ADCB

Logo of ADCB

Type of BankPublic
Founded1985
HeadquartersAbu Dhabi, United Arab Emirates
OwnerGovernment of Abu Dhabi through the Abu Dhabi Investment Authority (ADIA) (65%)
Official Websitewww.adcb.com

Steps to Close Abu Dhabi Commercial Bank Account

Steps to Close Abu Dhabi Commercial Bank Account

The first thing is there should be no dues or negative balance in your account. If in case there are any then you first have to clear the dues. ADCB will not allow you to close the account without clearing all the dues.

Stop all the recurring payments and direct debit you have set up. Because once the account is closed all your payments will start failing. Bring down the account balance to Zero on the day you are closing the account. Now you know the primary arrangements you need to do to close the account.

In case you hold a joint bank account then the steps will be different. You can read the steps in the linked guide. There is no online method to close your account. There is only one offline method in which you have to visit the branch of the bank in person. Further instructions are given below.

Steps to Close Abu Dhabi Commercial Bank Account:
  1. Locate the nearest branch of Abu Dhabi Commerical Bank.
  2. Visit the branch with a proper identity proof document with you.
  3. Go to the customer support counter of the branch.
  4. Speak with the bank officials.
  5. Tell them that you want to close your account.
  6. Provide the officials with your name, and bank account number.
  7. Collect an account closure form.
  8. Fill the form with all the required details, check the filled information, and sign the form.
  9. Submit the duly filled and signed the bank to the officials and follow the instructions given by the bank officials.

How to Contact the Abu Dhabi Commercial Bank?

You can reach the bank by calling them, using their official website, and also on their official social media profiles. The contact details have been mentioned below.

Contact Details of ADCB:

Conclusion

This is how you can close ADCB account. The bank might also have some charges that you need to pay. So I recommend you to contact the bank and ask if they charge you anything. You can use the contact details provided above.

References Used:
  • https://www.adcb.com/en/get-in-touch/call-us/
  • https://en.wikipedia.org/wiki/ADCB
  • https://gulfnews.com/lifestyle/community/help-me-to-close-my-bank-account-1.1500302

Legal Information

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