If you have a bank account that you are not going to use anymore. Then the best thing you can do is close it. In this guide, I will tell you how you can close 22nd State Bank account.
The process that you have to follow is very simple. But I do not recommend closing the account online because of the high rejection rate by the banks. Instead of that, you can follow the offline method that is explained below.
But before you approach the bank and request it to close the account. There are two things that you need to take care of regarding your account.
The first thing is you need to make sure that there is no negative balance in the account. If you have any dues or negative balances then you will have to clear those.
This will help you to ensure that all the payments are running without any issues. And at the same time it will also help you in smooth transition from old account to new account.
If you already have an alternative account with you then that is fine. But in case if you don’t have then I recommend you open one before you close your existing account.
Steps to Close 22nd State Bank Account
If you hold an individual account with the bank then you can follow the steps mentioned below. But in case if you hold a joint account then refer to this linked guide.
This is the complete process that you have to follow in order to close your 22nd State Bank account. But you also have to keep in mind that if you are closing the bank account too early after opening it. Then the bank may ask you to pay account closing charges.