The bank and bank accounts are very important for us. And in the same way we the customers are important for the banks. But sometimes for we will have to end this relationship between us and the bank. And everyone has their own reason to do it. In this guide, I will tell you how you can close 1st Security Bank account.
The process that you have to follow to do it is very easy. But before you approach the bank and ask it to close your account. You will have to prepare your account to be closed. And for this, there are two major things that you will have to take care of.
The first thing is you will have to make sure that there is no negative balance in your account. In case if you have any dues pending or negative balance. Then you will have to clear those. Because the bank will not allow you to close the account until you clear all the dues pending.
The second thing is about the payments are doing and the deposits you are receiving in your bank account. I am talking about automatic payments and direct deposits. You will have to move all of them to your alternative bank account. This will help you make sure that all your payments and deposits are up and running.
Steps to Close 1st Security Bank Account
If you are planning to close your individual account then you can follow the instructions given below. But in case if you are planning to close a joint account. Then follow this linked guide.
This is the offline method to close your bank account. If you want to learn the online method. Then I recommend you to contact the bank directly. Also keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.