If you have decided to close your bank account for some reason. Then you can do it and you have got all the rights to do it. But there is a proper process to be followed. In this guide, I will tell you how you can close 1st Bank Yuma account.
The process is very simple. I don’t recommend my readers close the account online. And that is the reason why I have explained an offline method in this guide. This method which is explained below works not only for the customers of 1st Bank Yuma. But also for most of the other banks in the United States of America.
Before you reach the bank and ask it to close your account. You will have to prepare your account to get closed. The first thing you have to do is make sure that there are no negative balances in your account. In case if you have any then you will have to clear those.
The next thing in preparation is to move all your automatic payments and direct deposits to your alternative bank account. Doing so will help you to make sure that all your payments are running even after your account is closed by 1st Bank Yuma.
Steps to Close 1st Bank Yuma Account
If you have an individual account with the bank then you can follow the instructions given below. But in case if you have a joint account. Then follow this linked guide to learn the process of closing a joint account.
- Locate the nearest branch of 1st Bank Yuma near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask for your name and account number.
- Provide the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
Follow these steps and you will be able to close your account. By the way, you should also keep in mind that. If you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges. You should contact the bank for more details about the fees and charges.