If you wish not to use any bank account then you can do it. Most people just stop using the account. But that is not the way to be followed. You should close down the account you are no more need or no more want to use. In this guide, I will tell you how you can close Stockman Bank account.
The steps that you need to follow are very simple. But we discuss the steps there are two important things you should take care of. I will tell you about those first and then we will learn the steps. The first one is about the balance that you have in your account.
There should be no negative balance or pending dues in the account. If there are any dues pending. Then you will have to clear those before you approach the bank. This is because the bank will not allow you to close the account until you pay all the pending dues.
The next thing is about the payments that you have set up with your Stockman Bank account. You have to move all of your automatic payments and direct deposits to your alternative bank account. This has to be done to make sure all your payments are running without any issues.
If you already have an alternative bank account then you proceed with the steps. But in case if you don’t have. Then I recommend you to open a new one. And once your new account is completely operational. You can close your existing account with Stockman Bank.
Steps to Close Stockman Bank Account
These steps are not of any online method but are of an offline method. If you hold an individual account with the bank. Then you can follow these steps. But in case if you hold a joint bank account. Then you need to follow the steps explained in this linked guide.
How to Contact the Bank?
If you want to contact the bank, then you can do that by calling customer service, using the official website. And also by messaging the support team on the official social media profiles of the bank.
This is how you can easily get your account closed. I know some people might not like visiting the branch. But this can be your last visit there. I don’t recommend closing the account online because of the high rate of rejections. Also, keep in mind that if you are closing your account too early after opening it. Then the bank may ask you to pay the account closing charges.