How to Close PeoplesSouth Bank Account?

There are so many banks in the United States of America. If you don’t want to continue with a particular bank. Then you always have the right to close the account and switch to another bank. In this guide, I will tell you how you can close PeoplesSouth Bank account.

The process of doing it is very easy. But I don’t recommend you to do it online because of the high rate of rejections by the banks in the United States. Instead of that, you can follow the offline method that has been explained below in this guide.

Before you approach the bank and request it to close your account. There are two things regarding your account that you need to take care of. The first thing is about the balance you have in your account. You have to make sure that there are no pending dues and negative balance in the account.

If you have any then you will have to clear those. The second thing is related to the payments that are running on your account. You have to move all your automatic payments and direct deposits to your alternative bank account. This is very important to make sure that all the payments are running without any issues.

Steps to Close PeoplesSouth Bank Account

Close PeoplesSouth Bank Account

If you want to close an individual account with the bank. Then you can follow the steps mentioned in this guide. But in case if you are willing to close a joint account then refer to this linked guide.

Steps to Close PeoplesSouth Bank Account:
  1. Locate the nearest branch of PeoplesSouth Bank near you.
  2. Take your passbook, unused cheques, debit cards, and identity proof document with you.
  3. Visit the branch of the bank and go to the helpdesk.
  4. Speak with the bank officials and tell them that you want to close your account.
  5. The officials will ask for your name, account number, and the reason for the closure.
  6. Provide the details to the officials and show them your identity proof document.
  7. Bring down your account balance to zero.
  8. Collect an account closure request form.
  9. Fill the form, sign it, and submit it to the bank officials.

Conclusion

This is the process that you have to follow to close your bank account offline. But you should also know about the account closing charges. If you are closing the account too early after opening it. Then the bank may ask you to pay these charges. You will get to know more about those during your visit to the branch.

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