If you have decided to close your bank account. Then you can do it. But there is a right way to do it. And that is what we will discuss today. In this guide, I will tell you how you can close NorthEast Community Bank account.
Before you approach the bank and request it to close your account. There are two things that should be taken care of by you.
The first thing is you need to make sure that there is no negative balance in your account. If you have any negative balance or pending dues. Then you need to pay those off.
The next thing is you need to move all your automatic payments and direct deposits to your alternative bank account. This is very important to make sure that all your payments keep running even after your existing account is closed.
If you have an alternative bank account with you already then that is great. But in case you don’t have. Then I recommend you get one opened before you close your existing account.
Steps to Close NorthEast Community Bank Account
You can follow the steps explained below if you have an individual account with the bank. But in case if you hold a joint account. Then follow this linked guide.
How to Contact the Bank?
Visit the branch of your bank, follow the steps explained above. And you will be able to close your account. But you also have to keep in mind that the bank may ask you to pay the account closing charges if you are closing the account too early after opening it.