If you want to close your bank account then you can do it. You have all the rights to close the account you own. But there is a proper process to be followed. In this guide, I will tell you the process to close Lone Star National Bank account.
The process that I have explained in this guide is not an online method but an offline method. But before you approach the bank and ask it to close the account. There are a few things you should take care of. So first we will learn about those things.
The first thing is you will have to make sure that there is no negative balance or pending dues in your account. If you have any pending dues. Then you will have to clear those. Because the bank will not allow you to close the account until you clear all the dues.
The next thing is you will have to cancel all the automatic payments and direct deposits from your account. Because once your account is closed all the payments will start failing. So to keep them running you have to move all your payments to your alternative bank account.
If you already have an alternative account with any other bank in the United States. Then that is great you can directly close your account with the Lone Star National Bank. But in case you don’t have. Then I recommend you open a new account before you close your existing account.
Steps to Close Lone Star National Bank Account
If you hold an individual account with the bank. Then you can follow this guide. But in case if you hold a joint account with the bank. Then refer to this linked guide.
How to Contact the Bank?
This is how you can close your bank account. You also should know that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.