You can close your bank account anytime. Being the customer of the bank you have all the rights to do it. But there is a proper way to do it. And that is what we will learn today. In this guide, I will tell you can close International Finance Bank account.
I don’t recommend you close the account online. Instead of the online method, you can follow the offline method that I have explained below. This method works not only for the customers to the International Finance Bank. But also for the customers of other banks in the United States of America.
Before you request the bank to close your account. There are two things you should take care of. The first thing is about the balance you have in your account. There should be no negative balance or pending dues in the account. If you have any then clear those.
The next thing is regarding the payments that are running on your bank account. It can be an automatic payment or direct deposit. All the payments will start failing once the account is closed. So to avoid this you should move all your payments to your alternative bank account.
Steps to Close International Finance Bank Account
If you have an individual account with the bank. Then you can follow the steps that are mentioned below. But in case if you hold a joint account. The steps you need to follow are a bit different. So you can refer to this linked guide here.
- Locate the nearest branch of International Finance Bank near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask you for your name, account number, and the reason why you are closing the account.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
How to Contact the Bank?
You can contact the bank by calling customer services, using the official website. And also by messaging the support team on the bank’s official social media profiles.
- Official Website: www.ifbbank.com
- Phone Number: 305.648.8800
- Facebook: www.facebook.com/InternationalFinanceBank/
The bank will process your closing request within 2 working days. And if there are any issues with your account you can get them solved by speaking with the bank officials. And you should also keep in mind that if you are closing your account too early. Then the bank may ask you to pay the account closing charges.