If you want to switch to another bank you can do that. But it is also recommended to close down the accounts that you are no more going to use. In this guide, I will tell you how you can close HomeBank Texas account.
The process of closing the account is very easy. But you should know the exact steps to do it. But before that there are a few things to be taken care of by you.
The first one is about the pending dues and negative balances in your bank account. If you have any then the bank will now allow you to close the account until you clear those.
And the second one is about the automatic payments and direct deposits. You will have to move all of the payments to your alternative account.
This will ensure that your payments don’t fail after your HomeBank Texas account is closed. And if you don’t have an alternative account with another bank. Then I recommend you to get one before your close your existing account.
Steps to Close HomeBank Texas Account
If you hold a joint bank account then refer to this linked guide. The steps of the offline method are explained below. I do not recommend you try closing the account online due to the low success rate.
How to Contact the Bank?
You can contact the bank by calling customer service and by using the official website of the bank.
This is how you can easily close the bank account by visiting the branch of the bank. You also should know that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.