How to Close First Midwest Bank Account?

Bank accounts are very important for all of us. No matter what work we do or where we are living currently. But at the same time, we also need to make sure that we don’t have multiple unused accounts. I am talking about the accounts that you are not using anymore and are just sitting idle. In this guide, I will tell you the steps that you need to follow to close First Midwest Bank account.

Closing down the account is not a hard task. But you should know the exact steps to follow and I am here to help you out with the steps. When it comes to closing down the account you should first ensure you have an alternative bank account┬áthat is fully operational. If in case you don’t have one then choose any bank that is operating in the USA. And get your account opened before closing the existing one.

But if you already have one account in another bank then there is no need to open a new one. And in case you want help in deciding your next bank. Then you can refer to one of my articles in which I have mentioned a few questions you should ask your new bank. Consider asking these questions to the bank I am quite sure you will be able to decide if you should open the account with that particular bank or no.

The next thing is there should be no pending dues or negative balance in your account. In case if you have any then first you will have to clear all of those. And then the First Midwest Bank will allow you to start the account closing procedures. Also, keep in mind that once the bank takes your request and starts the account closing process. You will not be able to use the account in any way.

About First Midwest Bank

Logo of First Midwest Bank

Type Public
Founded 1982
Headquarters W. Bryn Mawr, Suite
Number of Locations 120+
Official Website www.firstmidwest.com

Steps to Close First Midwest Bank

Steps to Close First Midwest Bank

I did not find any online method to close the account. But as per the information I found on the official website of the bank. Customers are allowed to close the account by visiting the nearest branch of the bank. So I have explained an offline method below. And when it comes to the account closing charges, you have to pay $25 if you are closing the account before 12 months of opening it.

Steps to Close First Midwest Bank Account:
  1. Locate the nearest branch of First Midwest Bank near you.
  2. Take your passbook, unused cheques, debit cards, and identity proof document with you.
  3. Visit the branch of the bank and go to the helpdesk.
  4. Speak with the bank officials.
  5. Tell the officials that you want to close your bank account.
  6. The officials will ask for your name, account number, and the reason for the closure.
  7. Provide the details asked to you by the officials.
  8. Make your bank account balance zero.
  9. Collect an account closure request form, fill it, sign it, and submit it to the officials.

How to Contact the Bank?

If you want to contact the bank for more information. Then you can reach the bank by calling them and also by messaging on the official social media profile of the bank.

Contact Details of First Midwest Bank:

Conclusion

This is all you need to know if you want to close your First Midwest Bank account. Make sure that you don’t share any kind of sensitive information about your account with anyone. The officials from the bank will never contact you asking for such details. And in case you are looking for information regarding closing down a joint bank account then read this linked guide.

References Used:
  • https://en.wikipedia.org/wiki/First_Midwest_Bancorp
  • https://www.firstmidwest.com/about-us/
  • https://customercare.firstmidwest.com/app/answers/list/search/1/kw/how%20to%20close%20account/suggested/1
  • https://www.firstmidwest.com/contact-us/
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