There can be so many reasons why someone might have decided to close the bank account. But it is the fact that on any given day there are many people who are opening a new bank account. At the same time, there are people who are closing the existing account. This cycle goes on. In this guide, I have explained how you can close First Independent Bank account.
The first you should take care of is to make sure you don’t have any negative balance or dues pending in your account. In case if you have any then you will have to first clear all of those. And then you are free to approach the bank. Why I am telling you thing is the bank will not allow you to close the account with a negative balance. So the first and the foremost thing to do is make sure there are no dues or negative balance.
Once the bank takes your request and starts the process to close down your account. You can not use the account for making any kind of transaction. So to ensure that you are not losing access to the banking system of the United States. I recommend you to have an alternative account arranged before you close your existing account with the First Independent Bank.
If you have an account with any other bank then that is good. But in case if you don’t have an account you should consider opening one before you close your existing account. There are simply so many banks that are operating in the United States. Just choose any bank that you feel is good for you and get the account opened. In case you need help in choosing your next bank. Then read this guide for help regarding it.
Steps to Close First Independent Bank Account (Division of Western Alliance Bank)
There is no online method to close the account so you will have to follow the offline method only. In the offline method, the customer himself or herself has to visit the nearest branch of the bank. The steps mentioned below are for the people who hold an individual account with the bank. In case you hold a joint bank account then refer to this linked guide.
How to Contact the Bank?
For more information, you can contact the bank by calling customer care and by using the official website of the bank.
This is how you can get your First Independent Bank account closed. If you have any kind of doubts in your mind then you can contact the bank directly. When you visit the branch of the bank if you fail to get the account closure request form. Then you can submit a written request to the bank. So it is better to carry a pen and piece of paper for writing an application to be on a safer side.