How to Close BNC National Bank Account?

The process of closing a bank account is really easy provided you know the steps. In this guide, I will tell you the steps to close BNC National Bank account.

Before you approach the bank and ask it to close your account. You will have to prepare the account to get closed by taking care of a few things.

The first thing is you will have to make sure that there is no negative balance in your account. In case if you have any negative balances or dues pending. Then you will have to clear those.

The second thing is you should move your automatic payments and direct deposits to your alternative bank account. This will help you ensure to keep the payments running even after your account is closed.

I don’t recommend you to close the account online because of the low success rate online. Instead of that, you can follow the offline method that is explained below.

The method which I have explained in this guide not only works for the customers of BNC National Bank. But also works for customers of most of the banks in the United States of America.

Steps to Close BNC National Bank Account

Steps to Close BNC National Bank Account

In case if you have an individual account then follow the steps mentioned below. But in case if you want to close a joint account. Then follow this linked guide.

Steps to Close BNC National Bank Account:
  1. Locate the nearest branch of BNC National Bank near you.
  2. Take your passbook, unused cheques, debit cards, and identity proof document with you.
  3. Visit the branch of the bank and go to the helpdesk.
  4. Speak with the bank officials and tell them that you want to close your account.
  5. The officials will ask for your name, account number, and the reason.
  6. Provide them the details and show them your identity proof document.
  7. Bring down your account balance to zero.
  8. Collect an account closure request form.
  9. Fill the form, sign it, and submit it to the bank officials.


If you want further assistance then you can directly contact the bank by calling the customer service. Also, keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.

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