How to Close Bank of Southside Virginia Account?

If you are planning to close Bank of Southside Virginia account. But don’t know how you can do it? Then this guide is for you. In this guide, you can learn the complete steps that you need to follow to get the bank account closed permanently. Before we get started with the guide let me make it clear that you can not close the account online. You have to follow the offline method only.

There are 3 things that you should take care of. And the first one is there should be no negative balance in your account. In case you have any kind of pending dues or negative balance. Then you should make sure that you clear all those dues before approaching the bank. This is necessary because no banks including Bank of Southside Virginia allow the customers to close the account without clearing the dues.

The second thing is once the bank starts the process of closing the account. You can not use the account in any way for making any transactions. So I recommend you make arrangements for an alternative bank account. If you don’t have another account then choose a good bank for you and get your account opened. In case you need assistance then refer to my list of questions you should ask your new bank before opening the account.

The third thing is before you start the process or approach the bank. Make sure that all your automatic payments and direct deposits are stopped from your Bank of Southside Virginia account. Because once the account is closed all your transactions will start failing. To avoid this you can set up all the automatic payments from your alternative bank account. At the same time take care of your direct deposits as well.

Steps to Close Bank of Southside Virginia Account

Steps to Close Bank of Southside Virginia Account

This guide can be followed by you if you hold an individual account with the bank. But in the case of a joint bank account refer to this linked guide. The process of closing down the joint bank account is almost the same. But all the account holders need to provide consent to the bank.

Steps to Close Bank of Southside Virginia Account:
  1. Locate the nearest branch of Bank of Southside Virginia near you.
  2. Take your passbook, identity proof document, unused cheques, and debit cards with you.
  3. Visit the branch of the bank.
  4. Check your bank account balance.
  5. Make your account balance zero.
  6. Go to the helpdesk and speak with the bank officials.
  7. Tell the officials that you want to close your account.
  8. Provide details like your name, account number, and the reason for the closure to the officials.
  9. Collect, fill, and sign the account closure request form to the bank officials.

How to Contact the Bank?

If you want to get in touch with the bank for more information. Then you can contact the bank by calling customer care, and by messaging on the bank’s official social media profiles. The contact information mentioned below is taken from the official website of the bank.

Contact Details of Bank of Southside Virginia:


Once you submit your written request the bank will start the process to close the account. Also, keep in mind that in some cases the bank may also charge you for the account closure. I am talking about the account closure charges. These charges depend upon the type of account you hold and various other factors. So to know the exact amount of charges you can contact the bank directly.

References Used:
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