If you have decided to close your bank account for some reason. Then you have all the rights to do it. But there is a proper way to do it. In this guide, I will tell you how you can close Bank Independent account.
This method explained in this guide not only works for the customers of Bank Independent. But it also works for the customers of most of the banks in the United States.
Before you approach the bank and request it to close your account. There are two things that you need to take care of regarding your account.
The first thing is you have to make sure that there is no negative balance or pending dues in the account. If you have any then you should clear those.
And the second thing is you have to move all your automatic payments and direct deposits to your alternative bank account. This is important because the payments will start failing once your account is closed.
Steps to Close Bank Independent Account
If you hold an individual account with the bank. Then you can follow the steps that are mentioned below. But in case if you hold a joint account then refer to this linked guide.
How to Contact the Bank?
If you want more information about closing an account. Then I recommend you to directly contact the bank. You can do it by calling customer service. And also with the help of the official website of the bank.
This is the process that you have to follow to close your account. You also have to keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.