If you have decided to close your bank account then you have all the rights to do it. But there is a proper process to do it. In this guide, I will tell you how you can close Arizona Bank & Trust account.
The process is very simple. But before you approach the bank and ask it to close your account. You have to take care of two things regarding your account.
The first thing is you have to make sure that there is no negative balance or pending dues in your account. If you have any then you will have to clear those.
Second, you have to move all your automatic payments and direct deposits to your alternative bank account. This is important to make sure that all your payments are running even after your existing account is closed by the bank.
Steps to Close Arizona Bank & Trust Account
If you want to close an individual account then you can follow the steps mentioned below. But in case if you hold a joint account then follow this linked guide.
- Locate the nearest branch of Arizona Bank & Trust near you.
- Take your passbook, unused cheques, debit cards, and identity proof document with you.
- Visit the branch of the bank and go to the helpdesk.
- Speak with the bank officials and tell them that you want to close your account.
- The officials will ask for your name, account number, and the reason for the closure.
- Provide them the details and show them your identity proof document.
- Bring down your account balance to zero.
- Collect an account closure request form.
- Fill the form, sign it, and submit it to the bank officials.
Conclusion
If you can’t go to the bank’s branch personally but still want to close the account. Then you contact the bank for help. You should also keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.