A bank account is a necessary thing to have with us. But if you have an account that you don’t need anymore or that is unused for a long time now. Then you should consider closing it. In this guide, I will tell you how you can close Altoona First Savings Bank.
Before you contact the bank or approach it. You have to take care of a few things regarding your bank account. These things are like preparing your account to be closed by the bank. So let us first learn those things and then we will discuss the process that you have to follow.
First of all, check your account balance and make sure that there is no negative balance or pending dues in the account. In case if you have any. Then you will have to take proper steps to clear those. Because the bank will not let you close the account until you clear all the dues.
After making sure your balance is just right. You have to take care of all of your automatic payments and direct deposits. Once the bank closes your account all the payments and deposits will start failing. So you have to move all of those to your alternative bank account. (before you close the account)
Steps to Close Altoona First Savings Bank Account
Follow the steps mentioned below if you want to close an individual account. In case if you want to close a joint account then follow the instructions given in this linked guide.
This is the offline process to close the account. But if you are interested or want to close the account online. Then I recommend you to contact the bank directly. And also keep in mind, if you are closing the account within 1 year of opening it. Then the bank may charge you for closing the account.