How to Close Academy Bank Account?

No matter what is the reason that made you decide to close your bank account. In this guide, I will tell you how you can close Academy Bank account.

Being the customer of the bank and the owner of your account. You have all the rights to close your account whenever you wish to.

But there is a proper process that has to be followed. Before you approach the bank and ask it to close your account. There are two things you need to take care of in your account.

The first thing is you have to make sure that there is no negative balance or pending dues in the account. if you have any then you will have to clear those.

Second, you have to move all your automatic payments and direct deposits out of your account. This is very important because once your account is closed all your payments will start failing.

The best thing you can do to manage your payments and direct deposits is set them up with your alternative bank account. This will help you ensure that all your payments keep running without any issues.

Steps to Close Academy Bank Account

Close Academy Bank Account

If you hold an individual account with the bank then you can follow the steps mentioned below. But in case if you hold a joint account. Then read this linked guide.

Steps to Close Academy Bank Account:
  1. Locate the nearest branch of Academy Bank near you.
  2. Take your debit cards, unused cheque, passbook, and identity proof document with you.
  3. Visit the branch of the bank and go to the helpdesk.
  4. Speak with the bank officials and tell them that you want to close your account.
  5. The officials will ask for your name, account number, and the reason for the closure.
  6. Provide the details and show them your identity proof document.
  7. Bring down your account balance to zero.
  8. Collect an account closure request form.
  9. Fill the form, sign it, and submit it to the bank officials.

Conclusion

This is how simple it is to close your account. For more details, you can contact the bank. And also keep in mind that if you are closing the account too early after opening it. Then the bank may ask you to pay the account closing charges.

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